è Outline of Cover

This description of the insurance must be regarded only as an outline. The policy is a legal document and as such defines the insurance in precise terms. A specimen of the policy is available on request.
Two types of cover, described below, are available. The wider, Cover A, is ONLY for effects which are professionally packed. Whichever cover is chosen the Policy will be issued to cover the transit from domicile and will include up to 30 days whilst at the packers premises, other incidental storage during the course of transit, and a period of not exceeding 60 days after arrival of the carrying vessel or conveyance at the overseas port or until prior to delivery of final domicile whichever occurs first. Further extensions of cover are available on request.

Cover A
This protects your property for Accidental Loss or Damage during the entire transit. War and Strikes Risks are included and the principle exclusions from cover are as shown below (only available for professionally packed effects)

Cover B
This is more restricted form of cover providing protection from Accidental Loss or Damage caused by:
- Fire, Explosions, Earthquake, Volcanic Eruption or Lightning
- Sea Water, stranding, sinking or collision involving the carrying vessel
- Overturning or derailment of land conveyance
- Total loss of an entire shipping package

Principle Exclusions (Cover A and B)
- Wear and Tear
- Loss, damage or expense caused by insufficient or unsuitable packing or preparation of the insured property.
- Loss, damage or expense caused by moth, vermin and gradual deterioration.
- Loss, damage or expense caused by delay or any consequential loss arising therefrom.
- Electrical or mechanical derangement unless caused by an accident in transit

Special Conditions
Your attention is drawn to the following conditions, which apply to all policies.